Credit Unions in Lansing, MI

5 member-owned, NCUA-insured credit unions headquartered in or near Lansing, serving a combined 111,266 members. The largest is Lafcu. Click any credit union for its full details.

Find credit unions near you

Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.

Sorted by membership size.

This list is credit unions whose NCUA charter (headquarters) is geocoded to Lansing: they are based in or near Lansing. Credit unions with a branch in the city but headquartered elsewhere are listed next.

Also with a branch in Lansing

8 more credit unions headquartered elsewhere have a branch in Lansing, MI. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.

Sorted by membership size.

  • Michigan State University — branches: 653 Migaldi Ln Lansing, MI 48917-7739; 200 E Jolly Rd Lansing, MI 48910-6615; 104 S Washington Sq Lansing, MI 48933
  • Dfcu Financial — branches: 4510 S Pennsylvania Ave Lansing, MI 48910-7623; 1700 Lake Lansing Rd Lansing, MI 48912-3710; 7525 W Saginaw Hwy Lansing, MI 48917-1130
  • Lake Trust — branches: 6440 S Pennsylvania Ave Lansing, MI 48911; 7007 W Saginaw Hwy Lansing, MI 48917; 624 S Washington Ave Lansing, MI 48933
  • Michigan First — branch: 409 N Marketplace Blvd Lansing, MI 48917
  • Consumers — branches: 809 N Marketplace Blvd Lansing, MI 48917; 6935 S Cedar St Lansing, MI 48911; 2305 Lake Lansing Road Lansing, MI 48912
  • Notre Dame — branch: 500 E Michigan Ave Ste 120 Lansing, MI 48912-1186
  • Pfcu — branch: 644 Migaldi Ln Lansing, MI 48917-7750
  • Adventure — branches: 2250 Lake Lansing Rd Lansing, MI 48912-5668; 301 E Jolly Rd Lansing, MI 48910; 5615 W Saginaw Hwy Lansing, MI 48917

How to join a credit union in Michigan

To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Lansing or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.

Credit unions in Lansing — common questions

How many credit unions are in Lansing?

5 member-owned, NCUA-insured credit unions are headquartered in or near Lansing, Michigan, with a combined 111,266 members. The largest is Lafcu.

Are these the closest credit unions to me in Lansing?

The first list is credit unions whose NCUA charter (headquarters) is based in or near Lansing, geocoded to the city. The second list adds 8 more credit unions headquartered elsewhere that NCUA shows with a branch in Lansing, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.

Can I join any credit union in Lansing?

Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Michigan accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).

Credit union vs bank — which is better in Lansing?

Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.