Credit Unions in Saint Paul, MN
6 member-owned, NCUA-insured credit unions headquartered in or near Saint Paul, serving a combined 397,945 members. The largest is Affinity Plus. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Affinity Plus
Saint Paul, MN🇺🇸
303,111 members
Credit Unions & BankingView details →City & County
SAINT PAUL, MN🇺🇸
62,004 members
Credit Unions & BankingView details →Carpenters
Saint Paul, MN🇺🇸
15,286 members
Credit Unions & BankingView details →St. Paul
Saint Paul, MN🇺🇸
15,166 members
Credit Unions & BankingView details →Farm Credit Employees
Saint Paul, MN🇺🇸
1,410 members
Credit Unions & BankingView details →Metropolitan Services
SAINT PAUL, MN🇺🇸
968 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Saint Paul: they are based in or near Saint Paul. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Saint Paul
9 more credit unions headquartered elsewhere have a branch in Saint Paul, MN. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Ent
Colorado Spring, CO🇺🇸
958,216 members
Credit Unions & BankingView details →Baxter
Vernon Hills, IL🇺🇸
372,377 members
Credit Unions & BankingView details →Royal
EAU CLAIRE, WI🇺🇸
342,847 members
Credit Unions & BankingView details →Blaze
Falcon Heights, MN🇺🇸
257,995 members
Credit Unions & BankingView details →Trustone Financial
Plymouth, MN🇺🇸
221,366 members
Credit Unions & BankingView details →Notre Dame
Notre Dame, IN🇺🇸
70,705 members
Credit Unions & BankingView details →Topline Financial
Maple Grove, MN🇺🇸
70,319 members
Credit Unions & BankingView details →Associated Healthcare
Woodbury, MN🇺🇸
12,360 members
Credit Unions & BankingView details →Pipefitters-Steamfitters
Woodbury, MN🇺🇸
3,813 members
Credit Unions & BankingView details →- Ent — branches: 4300 Glumack Dr Concourse C Saint Paul, MN 55111; 1804 7th St W Saint Paul, MN 55116
- Baxter — branch: 4201 Lexington Ave N Saint Paul, MN 55126-6164
- Royal — branch: 2640 Rice St Saint Paul, MN 55113-3712
- Blaze — branches: 2700 W Territorial Rd Saint Paul, MN 55114; 111 Empire Drive St. Paul, MN 55103
- Trustone Financial — branch: 757 Cleveland Ave S Saint Paul, MN 55116
- Notre Dame — branch: 3499 LEXINGTON AVE N SAINT PAUL, MN 55126
- Topline Financial — branch: 976 Lexington Pkwy N Saint Paul, MN 55103
- Associated Healthcare — branch: 360 Sherman St Suite B-10 Saint Paul, MN 55102
- Pipefitters-Steamfitters — branch: 1301 L Orient St Ste 150 Saint Paul, MN 55117-4073
How to join a credit union in Minnesota
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Saint Paul or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in Saint Paul — common questions
How many credit unions are in Saint Paul?
6 member-owned, NCUA-insured credit unions are headquartered in or near Saint Paul, Minnesota, with a combined 397,945 members. The largest is Affinity Plus.
Are these the closest credit unions to me in Saint Paul?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Saint Paul, geocoded to the city. The second list adds 9 more credit unions headquartered elsewhere that NCUA shows with a branch in Saint Paul, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Saint Paul?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Minnesota accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Saint Paul?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.