Credit Unions in Jefferson City, MO
8 member-owned, NCUA-insured credit unions headquartered in or near Jefferson City, serving a combined 109,009 members. The largest is Multipli. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Multipli
Jefferson City, MO🇺🇸
77,048 members
Credit Unions & BankingView details →Missouri Electric Cooperatives Empl
Jefferson City, MO🇺🇸
13,858 members
Credit Unions & BankingView details →Conservation Employees
Jefferson City, MO🇺🇸
9,531 members
Credit Unions & BankingView details →Civic Central
Jefferson City, MO🇺🇸
4,878 members
Credit Unions & BankingView details →Highway Alliance
Jefferson city, MO🇺🇸
1,653 members
Credit Unions & BankingView details →Missouri Baptist
Jefferson City, MO🇺🇸
1,052 members
Credit Unions & BankingView details →J C Federal Employees
Jefferson City, MO🇺🇸
591 members
Credit Unions & BankingView details →Fedco
Jefferson City, MO🇺🇸
398 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Jefferson City: they are based in or near Jefferson City. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Jefferson City
1 more credit union headquartered elsewhere has a branch in Jefferson City, MO. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
- Penntech Employees — branch: 805 W Stadium Blvd Jefferson City, MO 65109
How to join a credit union in Missouri
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Jefferson City or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in Jefferson City — common questions
How many credit unions are in Jefferson City?
8 member-owned, NCUA-insured credit unions are headquartered in or near Jefferson City, Missouri, with a combined 109,009 members. The largest is Multipli.
Are these the closest credit unions to me in Jefferson City?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Jefferson City, geocoded to the city. The second list adds 1 more credit union headquartered elsewhere that NCUA shows with a branch in Jefferson City, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Jefferson City?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Missouri accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Jefferson City?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.