Credit Unions in Saint Louis, MO
12 member-owned, NCUA-insured credit unions headquartered in or near Saint Louis, serving a combined 279,446 members. The largest is Together. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Together
Saint Louis, MO🇺🇸
148,447 members
Credit Unions & BankingView details →St. Louis Community
Saint Louis, MO🇺🇸
50,678 members
Credit Unions & BankingView details →Neighbors
Saint Louis, MO🇺🇸
46,271 members
Credit Unions & BankingView details →Century
SAINT LOUIS, MO🇺🇸
9,611 members
Credit Unions & BankingView details →First Missouri
Saint Louis, MO🇺🇸
7,900 members
Credit Unions & BankingView details →Health Care Family
Saint Louis, MO🇺🇸
5,040 members
Credit Unions & BankingView details →Lutheran
Saint Louis, MO🇺🇸
4,501 members
Credit Unions & BankingView details →Members 1st
Saint Louis, MO🇺🇸
4,166 members
Credit Unions & BankingView details →St. Louis Policemen`S
saint louis, MO🇺🇸
2,085 members
Credit Unions & BankingView details →West Side Baptist Church
Saint Louis, MO🇺🇸
331 members
Credit Unions & BankingView details →Co - Lib
Saint Louis, MO🇺🇸
233 members
Credit Unions & BankingView details →African Diaspora
Saint Louis, MO🇺🇸
183 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Saint Louis: they are based in or near Saint Louis. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Saint Louis
10 more credit unions headquartered elsewhere have a branch in Saint Louis, MO. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Communityamerica
Lenexa, TX🇺🇸
594,689 members
Credit Unions & BankingView details →First Community
Chesterfield, MO🇺🇸
344,229 members
Credit Unions & BankingView details →Scott
Edwardsville, IL🇺🇸
131,312 members
Credit Unions & BankingView details →Vantage
Saint Charles, MO🇺🇸
68,026 members
Credit Unions & BankingView details →National Police
CHICAGO, IL🇺🇸
42,634 members
Credit Unions & BankingView details →West Community
O Fallon, MO🇺🇸
41,912 members
Credit Unions & BankingView details →Alltru
WENTZVILLE, MO🇺🇸
40,566 members
Credit Unions & BankingView details →Arsenal
Arnold, MO🇺🇸
28,017 members
Credit Unions & BankingView details →Alliance
Fenton, MO🇺🇸
20,718 members
Credit Unions & BankingView details →F R B
Washington, DC🇺🇸
5,748 members
Credit Unions & BankingView details →- Communityamerica — branches: 1805 Craigshire Dr Saint Louis, MO 63146; 12400 Tesson Ferry Rd Saint Louis, MO 63128; 17 Arnold B Grobman Dr Saint Louis, MO 63121
- First Community — branches: 4249 Watson Rd Saint Louis, MO 63109-1214; 4566 Lemay Ferry Rd Saint Louis, MO 63129-1614; 4527 Telegraph Rd Saint Louis, MO 63129-3317; 9550 Watson Rd Saint Louis, MO 63126-1515; 12855 Tesson Ferry Rd Saint Louis, MO 63128-2911; 3887 S Lindbergh Blvd Saint Louis, MO 63127-1355
- Scott — branches: 8866 Ladue Rd Saint Louis, MO 63124-2325; 9792 Watson Rd Saint Louis, MO 63126; 10797 New Halls Ferry Rd Saint Louis, MO 63136-4430; 6 Cardinal Way Ste 130 Saint Louis, MO 63102-2805
- Vantage — branches: 4545 Lemay Ferry Rd Saint Louis, MO 63129; 3860 S Lindbergh Blvd Saint Louis, MO 63127
- National Police — branch: 106 W Madison Ave Ste 200 Saint Louis, MO 63122-4200
- West Community — branches: 2345 S Brentwood Blvd Saint Louis, MO 63144-2033; 465 S Kirkwood Rd Saint Louis, MO 63122-6119; 1222 Spruce St Rm 10.209 Saint Louis, MO 63103-2831
- Alltru — branch: 1407 Washington Ave Saint Louis, MO 63103-1920
- Arsenal — branch: 8651 Watson Rd Saint Louis, MO 63119
- Alliance — branch: 5530 Fyler Ave Saint Louis, MO 63139
- F R B — branch: FEDERAL RESERVE BANK OF ST LOUIS Saint Louis, MO 63102
How to join a credit union in Missouri
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Saint Louis or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in Saint Louis — common questions
How many credit unions are in Saint Louis?
12 member-owned, NCUA-insured credit unions are headquartered in or near Saint Louis, Missouri, with a combined 279,446 members. The largest is Together.
Are these the closest credit unions to me in Saint Louis?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Saint Louis, geocoded to the city. The second list adds 10 more credit unions headquartered elsewhere that NCUA shows with a branch in Saint Louis, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Saint Louis?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Missouri accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Saint Louis?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.