Credit Unions in Springfield, MO
8 member-owned, NCUA-insured credit unions headquartered in or near Springfield, serving a combined 110,648 members. The largest is Telcomm. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Telcomm
Springfield, MO🇺🇸
25,644 members
Credit Unions & BankingView details →Blucurrent
SPRINGFIELD, MO🇺🇸
24,479 members
Credit Unions & BankingView details →Assemblies Of God
Springfield, MO🇺🇸
18,168 members
Credit Unions & BankingView details →Multi-States
SPRINGFIELD, MO🇺🇸
15,004 members
Credit Unions & BankingView details →Metro
Springfield, MO🇺🇸
9,144 members
Credit Unions & BankingView details →Educational Community
Springfield, MO🇺🇸
7,436 members
Credit Unions & BankingView details →Volt
Springfield, MO🇺🇸
7,245 members
Credit Unions & BankingView details →Foundation
Springfield, MO🇺🇸
3,528 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Springfield: they are based in or near Springfield. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Springfield
2 more credit unions headquartered elsewhere have a branch in Springfield, MO. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Multipli
Jefferson City, MO🇺🇸
77,048 members
Credit Unions & BankingView details →America'S
GARLAND, TX🇺🇸
31,035 members
Credit Unions & BankingView details →- Multipli — branches: 818 N Benton Ave Ste 100 Springfield, MO 65802; 1850 S Blackman Rd Ste 100 Springfield, MO 65809-2014; 1017 E Republic Rd Springfield, MO 65807
- America'S — branch: 2350 E Bennett St Springfield, MO 65804-1732
How to join a credit union in Missouri
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Springfield or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in Springfield — common questions
How many credit unions are in Springfield?
8 member-owned, NCUA-insured credit unions are headquartered in or near Springfield, Missouri, with a combined 110,648 members. The largest is Telcomm.
Are these the closest credit unions to me in Springfield?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Springfield, geocoded to the city. The second list adds 2 more credit unions headquartered elsewhere that NCUA shows with a branch in Springfield, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Springfield?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Missouri accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Springfield?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.