Credit Unions in Johnstown, PA
6 member-owned, NCUA-insured credit unions headquartered in or near Johnstown, serving a combined 37,592 members. The largest is Ussco Johnstown. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Ussco Johnstown
JOHNSTOWN, PA🇺🇸
14,125 members
Credit Unions & BankingView details →Healthcare First Credit Union
JOHNSTOWN, PA🇺🇸
8,029 members
Credit Unions & BankingView details →G.A.P.
JOHNSTOWN, PA🇺🇸
6,499 members
Credit Unions & BankingView details →Merho
JOHNSTOWN, PA🇺🇸
4,499 members
Credit Unions & BankingView details →Franklin Johnstown
JOHNSTOWN, PA🇺🇸
3,941 members
Credit Unions & BankingView details →Johnstown School Employees
JOHNSTOWN, PA🇺🇸
499 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Johnstown: they are based in or near Johnstown. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Johnstown
2 more credit unions headquartered elsewhere have a branch in Johnstown, PA. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
C-B-W Schools
SIDMAN, PA🇺🇸
4,489 members
Credit Unions & BankingView details →Prr South Fork
South Fork, PA🇺🇸
2,475 members
Credit Unions & BankingView details →- C-B-W Schools — branch: 194 Donald Ln Ste 4 Johnstown, PA 15904-2840
- Prr South Fork — branch: 307 State St Johnstown, PA 15905
How to join a credit union in Pennsylvania
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Johnstown or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in nearby cities
Credit unions in Johnstown — common questions
How many credit unions are in Johnstown?
6 member-owned, NCUA-insured credit unions are headquartered in or near Johnstown, Pennsylvania, with a combined 37,592 members. The largest is Ussco Johnstown.
Are these the closest credit unions to me in Johnstown?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Johnstown, geocoded to the city. The second list adds 2 more credit unions headquartered elsewhere that NCUA shows with a branch in Johnstown, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Johnstown?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Pennsylvania accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Johnstown?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.