Credit Unions in Altoona, PA
5 member-owned, NCUA-insured credit unions headquartered in or near Altoona, serving a combined 23,774 members. The largest is Arc. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Arc
Altoona, PA🇺🇸
14,524 members
Credit Unions & BankingView details →Blair County
ALTOONA, PA🇺🇸
4,424 members
Credit Unions & BankingView details →American Pride
ALTOONA, PA🇺🇸
1,775 members
Credit Unions & BankingView details →Altoona Area Employees
ALTOONA, PA🇺🇸
1,674 members
Credit Unions & BankingView details →Your Choice
ALTOONA, PA🇺🇸
1,377 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Altoona: they are based in or near Altoona. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Altoona
3 more credit unions headquartered elsewhere have a branch in Altoona, PA. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Healthcare First Credit Union
JOHNSTOWN, PA🇺🇸
8,029 members
Credit Unions & BankingView details →G.A.P.
JOHNSTOWN, PA🇺🇸
6,499 members
Credit Unions & BankingView details →A.B.
Duncansville, PA🇺🇸
1,060 members
Credit Unions & BankingView details →- Healthcare First Credit Union — branches: 1414 9th Ave Altoona, PA 16602; 620 Howard Ave Altoona, PA 16601
- G.A.P. — branch: 2907 Pleasant Valley Blvd Rm 9 Altoona, PA 16602
- A.B. — branch: 871 30th St Altoona, PA 16601
How to join a credit union in Pennsylvania
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Altoona or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in nearby cities
Credit unions in Altoona — common questions
How many credit unions are in Altoona?
5 member-owned, NCUA-insured credit unions are headquartered in or near Altoona, Pennsylvania, with a combined 23,774 members. The largest is Arc.
Are these the closest credit unions to me in Altoona?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Altoona, geocoded to the city. The second list adds 3 more credit unions headquartered elsewhere that NCUA shows with a branch in Altoona, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Altoona?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Pennsylvania accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Altoona?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.