Credit Unions in Philadelphia, PA
16 member-owned, NCUA-insured credit unions headquartered in or near Philadelphia, serving a combined 901,263 members. The largest is Police & Fire. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Police & Fire
Philadelphia, PA🇺🇸
432,372 members
Credit Unions & BankingView details →American Heritage
Philadelphia, PA🇺🇸
330,603 members
Credit Unions & BankingView details →Philadelphia
Philadelphia, PA🇺🇸
121,972 members
Credit Unions & BankingView details →Penn
Philadelphia, PA🇺🇸
6,614 members
Credit Unions & BankingView details →Transit Workers
PHILADELPHIA, PA🇺🇸
5,058 members
Credit Unions & BankingView details →Paper Converters Local 286/1034
PHILADELPHIA, PA🇺🇸
2,149 members
Credit Unions & BankingView details →University Of Pennsylvania Students
Philadelphia, PA🇺🇸
615 members
Credit Unions & BankingView details →New Life
Philadelphia, PA🇺🇸
528 members
Credit Unions & BankingView details →Asbestos Workers Local 14
Philadelphia, PA🇺🇸
489 members
Credit Unions & BankingView details →Northwood
Philadelphia, PA🇺🇸
290 members
Credit Unions & BankingView details →M.A.B.C.
PHILADELPHIA, PA🇺🇸
131 members
Credit Unions & BankingView details →Holy Trinity Baptist
Philadelphia, PA🇺🇸
106 members
Credit Unions & BankingView details →Mount Carmel Baptist
Philadelphia, PA🇺🇸
100 members
Credit Unions & BankingView details →Pinn Memorial
Philadelphia, PA🇺🇸
90 members
Credit Unions & BankingView details →S I Philadelphia
PHILADELPHIA, PA🇺🇸
74 members
Credit Unions & BankingView details →Wayland Temple Baptist
PHILADELPHIA, PA🇺🇸
72 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Philadelphia: they are based in or near Philadelphia. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Philadelphia
14 more credit unions headquartered elsewhere have a branch in Philadelphia, PA. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Navy Federal Credit Union
VIENNA, VA🇺🇸
15,517,448 members
Credit Unions & BankingView details →American Airlines
Fort Worth, TX🇺🇸
374,627 members
Credit Unions & BankingView details →Citadel
EXTON, PA🇺🇸
290,591 members
Credit Unions & BankingView details →Franklin Mint
CHADDS FORD, PA🇺🇸
165,339 members
Credit Unions & BankingView details →Trumark Financial
Fort Washington, PA🇺🇸
148,922 members
Credit Unions & BankingView details →Freedom
WARMINSTER, PA🇺🇸
60,172 members
Credit Unions & BankingView details →Sun
Maumee, OH🇺🇸
35,724 members
Credit Unions & BankingView details →Ardent
Phila, PA🇺🇸
34,369 members
Credit Unions & BankingView details →Self Reliance Financial
New York, NY🇺🇸
31,640 members
Credit Unions & BankingView details →Fedchoice
Lanham, MD🇺🇸
25,827 members
Credit Unions & BankingView details →Everence
Lancaster, PA🇺🇸
24,679 members
Credit Unions & BankingView details →Eagle One
Claymont, DE🇺🇸
9,465 members
Credit Unions & BankingView details →Advantage Financial
WASHINGTON, DC🇺🇸
8,962 members
Credit Unions & BankingView details →Reliance
King of Prussia, PA🇺🇸
2,507 members
Credit Unions & BankingView details →- Navy Federal Credit Union — branch: 330 W Oregon Ave Ste D Philadelphia, PA 19148
- American Airlines — branch: 8500 Essington Ave Ste B Philadelphia, PA 19153-3716
- Citadel — branch: 7557 Haverford Ave Philadelphia, PA 19151-2227
- Franklin Mint — branch: 3200 Chestnut St Philadelphia, PA 19104-3395
- Trumark Financial — branches: 7350 Large St Philadelphia, PA 19152; 1900 N 5th St Philadelphia, PA 19122-2103; 1931 S Broad St Philadelphia, PA 19148-2216; 12377 Academy Rd Philadelphia, PA 19154; 1701 Market St Philadelphia, PA 19103; 8500 Germantown Ave Philadelphia, PA 19118
- Freedom — branches: 9910 Frankford Ave Philadelphia, PA 19114-1900; 2333 Fairmount Ave Philadelphia, PA 19130-2544
- Sun — branches: 2800 W Passyunk Ave Philadelphia, PA 19145-5206; Lawndale Plaza 6391 Oxford Ave Ste D1 Philadelphia, PA 19111-7305
- Ardent — branches: 1801 Market St Philadelphia, PA 19103-1628; 1500 Spring Garden St Philadelphia, PA 19130-4067
- Self Reliance Financial — branches: 2307 Brown St Philadelphia, PA 19130; 14425 Bustleton Ave Philadelphia, PA 19116
- Fedchoice — branch: 2970 Market St Philadelphia, PA 19104-5002
- Everence — branch: 861 E Allegheny Ave Philadelphia, PA 19134
- Eagle One — branches: 7500 Lindbergh Blvd Philadelphia, PA 19176; 8022 Bustleton Ave Philadelphia, PA 19152
- Advantage Financial — branch: 5000 WISSAHICKON AVE PHILADELPHIA, PA 19144
- Reliance — branch: 8704A Crispin Dr Philadelphia, PA 19136-1304
How to join a credit union in Pennsylvania
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Philadelphia or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in nearby cities
Credit unions in Philadelphia — common questions
How many credit unions are in Philadelphia?
16 member-owned, NCUA-insured credit unions are headquartered in or near Philadelphia, Pennsylvania, with a combined 901,263 members. The largest is Police & Fire.
Are these the closest credit unions to me in Philadelphia?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Philadelphia, geocoded to the city. The second list adds 14 more credit unions headquartered elsewhere that NCUA shows with a branch in Philadelphia, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Philadelphia?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Pennsylvania accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Philadelphia?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.