Credit Unions in Columbia, SC
8 member-owned, NCUA-insured credit unions headquartered in or near Columbia, serving a combined 328,259 members. The largest is Allsouth. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Allsouth
Columbia, SC🇺🇸
119,585 members
Credit Unions & BankingView details →S. C. State
Columbia, SC🇺🇸
94,160 members
Credit Unions & BankingView details →Palmetto Citizens
Columbia, SC🇺🇸
87,082 members
Credit Unions & BankingView details →Caro
COLUMBIA, SC🇺🇸
10,586 members
Credit Unions & BankingView details →Curis Financial
Columbia, SC🇺🇸
9,129 members
Credit Unions & BankingView details →South Carolina National Guard
Columbia, SC🇺🇸
5,544 members
Credit Unions & BankingView details →Columbia Post Office
COLUMBIA, SC🇺🇸
1,189 members
Credit Unions & BankingView details →South Carolina Methodist Conf
COLUMBIA, SC🇺🇸
984 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Columbia: they are based in or near Columbia. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Columbia
9 more credit unions headquartered elsewhere have a branch in Columbia, SC. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Navy Federal Credit Union
VIENNA, VA🇺🇸
15,517,448 members
Credit Unions & BankingView details →Grow Financial
Tampa, FL🇺🇸
301,785 members
Credit Unions & BankingView details →Founders
Lancaster, SC🇺🇸
294,048 members
Credit Unions & BankingView details →South Carolina
NORTH CHARLESTO, SC🇺🇸
157,780 members
Credit Unions & BankingView details →Self-Help
Durham, NC🇺🇸
146,774 members
Credit Unions & BankingView details →Safe
Sumter, SC🇺🇸
140,414 members
Credit Unions & BankingView details →Spero Financial
Greenville, SC🇺🇸
45,560 members
Credit Unions & BankingView details →Carolinas Telco
Charlotte, NC🇺🇸
31,584 members
Credit Unions & BankingView details →Mid Carolina
Lugoff, SC🇺🇸
13,968 members
Credit Unions & BankingView details →- Navy Federal Credit Union — branches: 149 Forum Dr Columbia, SC 29229; 5424 Forest Dr Ste 100 Columbia, SC 29206
- Grow Financial — branch: 163 Forum Dr Ste 1 Columbia, SC 29229-5700
- Founders — branches: 1400 Greene St Rm 227U Columbia, SC 29225; 2166 Boyce St Columbia, SC 29201; 80 Tulip Oak Dr Columbia, SC 29203; 149 Columbiana Dr Columbia, SC 29212; 6098 Garners Ferry Rd Columbia, SC 29209
- South Carolina — branches: 4503 Forest Dr Columbia, SC 29206-3124; 2350 LeGrand Rd Columbia, SC 29223-5702
- Self-Help — branch: 1545 Sumter St 1545 Sumter St Columbia, SC 29201
- Safe — branches: 595 Saint Andrews Rd Columbia, SC 29210-4516; 727 Fashion Dr Columbia, SC 29229-7936; 7851 Garners Ferry Rd Columbia, SC 29209
- Spero Financial — branch: 1025 Pulaski St Columbia, SC 29201
- Carolinas Telco — branch: 110 Outlet Pointe Blvd Columbia, SC 29210
- Mid Carolina — branch: 100 Forum Dr Ste 4 Columbia, SC 29229-7945
How to join a credit union in South Carolina
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Columbia or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in Columbia — common questions
How many credit unions are in Columbia?
8 member-owned, NCUA-insured credit unions are headquartered in or near Columbia, South Carolina, with a combined 328,259 members. The largest is Allsouth.
Are these the closest credit unions to me in Columbia?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Columbia, geocoded to the city. The second list adds 9 more credit unions headquartered elsewhere that NCUA shows with a branch in Columbia, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Columbia?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in South Carolina accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Columbia?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.