Credit Unions in Fort Worth, TX

11 member-owned, NCUA-insured credit unions headquartered in or near Fort Worth, serving a combined 741,297 members. The largest is American Airlines. Click any credit union for its full details.

Find credit unions near you

Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.

Sorted by membership size.

This list is credit unions whose NCUA charter (headquarters) is geocoded to Fort Worth: they are based in or near Fort Worth. Credit unions with a branch in the city but headquartered elsewhere are listed next.

Also with a branch in Fort Worth

12 more credit unions headquartered elsewhere have a branch in Fort Worth, TX. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.

Sorted by membership size.

  • Navy Federal Credit Union — branches: 1765 Military Pkwy Fort Worth, TX 76127; 8424 Lakewood Hill Dr Ste 104 Fort Worth, TX 76244
  • Texas Dow Employees — branch: 4312 Town Center Dr Fort Worth, TX 76115
  • Texas Trust — branch: 3501 Western Center Blvd Fort Worth, TX 76137
  • Fedex Employees Credit Association — branch: 2421 Westport Pkwy Ste 1300 Fort Worth, TX 76177-5311
  • Justice — branch: 7 Carlson Ct Apt B Ft Worth, TX 76119
  • Fort Worth Community — branches: 819 Taylor St Rm 7A23 Fort Worth, TX 76102-6105; 6720 S Hulen St Fort Worth, TX 76133; 3501 N Tarrant Pkwy Fort Worth, TX 76244-; 6454 Brentwood Stair Rd Fort Worth, TX 76112-3228
  • Carter — branch: 603 S Adams St Ste 10A Fort Worth, TX 76104-3023
  • America'S — branch: 1216 Everman Pkwy Fort Worth, TX 76140
  • Sea West Coast Guard — branch: 4950 Amon Carter Blvd Fort Worth, TX 76155-2254
  • Ep — branch: 9000 Blue Mound Rd Fort Worth, TX 76131
  • Members Trust — branch: 4950 Amon Carter BLVD Fort Worth, TX 76155
  • Light Commerce — branch: 4950 AMON CARTER BLVD FORT WORTH, TX 76155

How to join a credit union in Texas

To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Fort Worth or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.

Credit unions in nearby cities

Credit unions in Fort Worth — common questions

How many credit unions are in Fort Worth?

11 member-owned, NCUA-insured credit unions are headquartered in or near Fort Worth, Texas, with a combined 741,297 members. The largest is American Airlines.

Are these the closest credit unions to me in Fort Worth?

The first list is credit unions whose NCUA charter (headquarters) is based in or near Fort Worth, geocoded to the city. The second list adds 12 more credit unions headquartered elsewhere that NCUA shows with a branch in Fort Worth, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.

Can I join any credit union in Fort Worth?

Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Texas accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).

Credit union vs bank — which is better in Fort Worth?

Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.