Credit Unions in Dallas, TX
15 member-owned, NCUA-insured credit unions headquartered in or near Dallas, serving a combined 406,715 members. The largest is Advancial. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Advancial
Dallas, TX🇺🇸
142,749 members
Credit Unions & BankingView details →Neighborhood
Dallas, TX🇺🇸
67,059 members
Credit Unions & BankingView details →Resource One
Dallas, TX🇺🇸
62,847 members
Credit Unions & BankingView details →Southwest Airlines
Dallas, TX🇺🇸
59,070 members
Credit Unions & BankingView details →City
Dallas, TX🇺🇸
33,260 members
Credit Unions & BankingView details →Lone Star
Dallas, TX🇺🇸
11,757 members
Credit Unions & BankingView details →Prestige Community
Dallas, TX🇺🇸
7,598 members
Credit Unions & BankingView details →Metro Medical
Dallas, TX🇺🇸
6,194 members
Credit Unions & BankingView details →Baylor Health Care System
Dallas, TX🇺🇸
4,743 members
Credit Unions & BankingView details →The Local
Dallas, TX🇺🇸
3,604 members
Credit Unions & BankingView details →Neiman Marcus Group Employees
Dallas, TX🇺🇸
2,258 members
Credit Unions & BankingView details →Methodist Hospital Employees
Dallas, TX🇺🇸
1,617 members
Credit Unions & BankingView details →Oak Cliff Christian
Dallas, TX🇺🇸
1,519 members
Credit Unions & BankingView details →Dallas U.P. Employees
Dallas, TX🇺🇸
1,439 members
Credit Unions & BankingView details →Faith Cooperative
Dallas, TX🇺🇸
1,001 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Dallas: they are based in or near Dallas. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Dallas
9 more credit unions headquartered elsewhere have a branch in Dallas, TX. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Navy Federal Credit Union
VIENNA, VA🇺🇸
15,517,448 members
Credit Unions & BankingView details →Pentagon
MCLEAN, VA🇺🇸
2,751,004 members
Credit Unions & BankingView details →Credit Union Of Texas
Allen, TX🇺🇸
183,580 members
Credit Unions & BankingView details →Texans
Richardson, TX🇺🇸
150,417 members
Credit Unions & BankingView details →National Police
CHICAGO, IL🇺🇸
42,634 members
Credit Unions & BankingView details →America'S
GARLAND, TX🇺🇸
31,035 members
Credit Unions & BankingView details →Energy One
Tulsa, OK🇺🇸
16,357 members
Credit Unions & BankingView details →Libertyone
Arlington, TX🇺🇸
9,356 members
Credit Unions & BankingView details →Baptist
San Antonio, TX🇺🇸
7,260 members
Credit Unions & BankingView details →- Navy Federal Credit Union — branch: 6451 E Northwest Hwy Ste 120 Dallas, TX 75231
- Pentagon — branch: AAFES Headquarters 3911 S WALTON WALKER BLVD Dallas, TX 75236
- Credit Union Of Texas — branches: 3305 Ross Ave Dallas, TX 75204; 4180 S Hampton Rd Dallas, TX 75224-4704
- Texans — branches: 2241 Irving Blvd Dallas, TX 75207-6201; 5925 Forest Ln Ste 100 Dallas, TX 75230
- National Police — branch: 13465 Midway Rd Ste 104 Dallas, TX 75244-5105
- America'S — branches: 4040 N Central Expy Ste 100 Dallas, TX 75204; 10501 N Central Expy Ste 100 Dallas, TX 75231-2219; 8818 Garland Rd Dallas, TX 75218
- Energy One — branch: 14555 Dallas Pkwy Ste 145 Dallas, TX 75254-4362
- Libertyone — branch: 1100 Commerce St Ste 615 Dallas, TX 75242
- Baptist — branch: 521 N Ervay St Dallas, TX 75201
How to join a credit union in Texas
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Dallas or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in nearby cities
Credit unions in Dallas — common questions
How many credit unions are in Dallas?
15 member-owned, NCUA-insured credit unions are headquartered in or near Dallas, Texas, with a combined 406,715 members. The largest is Advancial.
Are these the closest credit unions to me in Dallas?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Dallas, geocoded to the city. The second list adds 9 more credit unions headquartered elsewhere that NCUA shows with a branch in Dallas, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Dallas?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Texas accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Dallas?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.