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44 member-owned, NCUA-insured credit unions headquartered in or near Houston, serving a combined 1,264,323 members. The largest is Texas Dow Employees. Sorted by membership size — click any credit union for its full details.
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
📍 Houston, TX🇺🇸
397,272 members
Credit Unions & BankingView details →📍 Houston, TX🇺🇸
182,310 members
Credit Unions & BankingView details →📍 Houston, TX🇺🇸
125,197 members
Credit Unions & BankingView details →📍 Houston, TX🇺🇸
106,409 members
Credit Unions & BankingView details →📍 Houston, TX🇺🇸
60,529 members
Credit Unions & BankingView details →📍 Houston, TX🇺🇸
59,731 members
Credit Unions & BankingView details →📍 Houston, TX🇺🇸
49,292 members
Credit Unions & BankingView details →📍 Houston, TX🇺🇸
46,480 members
Credit Unions & BankingView details →📍 Houston, TX🇺🇸
32,650 members
Credit Unions & BankingView details →📍 Houston, TX🇺🇸
28,132 members
Credit Unions & BankingView details →📍 Houston, TX🇺🇸
26,076 members
Credit Unions & BankingView details →📍 Houston, TX🇺🇸
19,913 members
Credit Unions & BankingView details →📍 Houston, TX🇺🇸
19,414 members
Credit Unions & BankingView details →📍 Houston, TX🇺🇸
17,640 members
Credit Unions & BankingView details →📍 Houston, TX🇺🇸
14,700 members
Credit Unions & BankingView details →📍 Houston, TX🇺🇸
13,531 members
Credit Unions & BankingView details →📍 Houston, TX🇺🇸
9,902 members
Credit Unions & BankingView details →📍 Houston, TX🇺🇸
8,768 members
Credit Unions & BankingView details →📍 Houston, TX🇺🇸
6,482 members
Credit Unions & BankingView details →📍 Houston, TX🇺🇸
5,789 members
Credit Unions & BankingView details →📍 Houston, TX🇺🇸
4,719 members
Credit Unions & BankingView details →📍 HOUSTON, TX🇺🇸
4,380 members
Credit Unions & BankingView details →📍 Houston, TX🇺🇸
3,673 members
Credit Unions & BankingView details →📍 Houston, TX🇺🇸
3,290 members
Credit Unions & BankingView details →📍 Houston, TX🇺🇸
2,795 members
Credit Unions & BankingView details →📍 Houston, TX🇺🇸
2,760 members
Credit Unions & BankingView details →📍 HOUSTON, TX🇺🇸
2,257 members
Credit Unions & BankingView details →📍 Houston, TX🇺🇸
1,454 members
Credit Unions & BankingView details →📍 Houston, TX🇺🇸
1,138 members
Credit Unions & BankingView details →📍 HOUSTON, TX🇺🇸
985 members
Credit Unions & BankingView details →📍 Houston, TX🇺🇸
857 members
Credit Unions & BankingView details →📍 HOUSTON, TX🇺🇸
819 members
Credit Unions & BankingView details →📍 HOUSTON, TX🇺🇸
745 members
Credit Unions & BankingView details →📍 Houston, TX🇺🇸
643 members
Credit Unions & BankingView details →📍 Houston, TX🇺🇸
622 members
Credit Unions & BankingView details →📍 Houston, TX🇺🇸
595 members
Credit Unions & BankingView details →📍 Houston, TX🇺🇸
485 members
Credit Unions & BankingView details →📍 Houston, TX🇺🇸
476 members
Credit Unions & BankingView details →📍 Houston, TX🇺🇸
446 members
Credit Unions & BankingView details →📍 Houston, TX🇺🇸
297 members
Credit Unions & BankingView details →📍 Houston, TX🇺🇸
278 members
Credit Unions & BankingView details →📍 Houston, TX🇺🇸
209 members
Credit Unions & BankingView details →📍 Houston, TX🇺🇸
104 members
Credit Unions & BankingView details →📍 Houston, TX🇺🇸
79 members
Credit Unions & BankingView details →Locations are a credit union's NCUA charter (headquarters), geocoded to the city — not its individual branches. A listing here means a credit union is based in or near Houston, not that it is the nearest branch to you.
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Houston or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
44 member-owned, NCUA-insured credit unions are headquartered in or near Houston, Texas, with a combined 1,264,323 members. The largest is Texas Dow Employees.
This page lists credit unions whose NCUA charter (headquarters) is based in or near Houston — geocoded to the city, not to individual branches. A credit union based elsewhere may still have a branch near you, and one based here may serve a wider area. For a true distance-sorted list from your exact location, use the "near me" finder above.
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Texas accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.