Credit Unions in Salt Lake City, UT
12 member-owned, NCUA-insured credit unions headquartered in or near Salt Lake City, serving a combined 225,270 members. The largest is Canyon View. Click any credit union for its full details.
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Sorted by membership size.
Canyon View
Salt Lake City, UT🇺🇸
115,227 members
Credit Unions & BankingView details →Utah First
Salt Lake City, UT🇺🇸
45,913 members
Credit Unions & BankingView details →Granite
Salt Lake City, UT🇺🇸
41,508 members
Credit Unions & BankingView details →Hercules First
SALT LAKE CITY, UT🇺🇸
8,832 members
Credit Unions & BankingView details →National J. A. C. L.
Salt Lake City, UT🇺🇸
3,081 members
Credit Unions & BankingView details →Lu 354 I B E W
SALT LAKE CITY, UT🇺🇸
2,662 members
Credit Unions & BankingView details →Hi-Land
SALT LAKE CITY, UT🇺🇸
2,234 members
Credit Unions & BankingView details →P & S
Salt Lake City, UT🇺🇸
2,104 members
Credit Unions & BankingView details →Ridgeline
SALT LAKE CITY, UT🇺🇸
1,495 members
Credit Unions & BankingView details →Varex
SALT LAKE CITY, UT🇺🇸
1,141 members
Credit Unions & BankingView details →Gibbons And Reed Employees
SALT LAKE CITY, UT🇺🇸
1,057 members
Credit Unions & BankingView details →Beckstrand And Associates
Salt Lake City, UT🇺🇸
16 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Salt Lake City: they are based in or near Salt Lake City. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Salt Lake City
10 more credit unions headquartered elsewhere have a branch in Salt Lake City, UT. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
America First
RIVERDALE, UT🇺🇸
1,588,687 members
Credit Unions & BankingView details →Mountain America
SANDY, UT🇺🇸
1,458,467 members
Credit Unions & BankingView details →
Delta Community
Atlanta, GA🇺🇸
547,012 members
Credit Unions & BankingView details →Utah Community
Provo, UT🇺🇸
270,676 members
Credit Unions & BankingView details →Chartway
Virginia Beach, VA🇺🇸
257,809 members
Credit Unions & BankingView details →Goldenwest
Ogden, UT🇺🇸
221,793 members
Credit Unions & BankingView details →Cyprus
West Jordan, UT🇺🇸
163,815 members
Credit Unions & BankingView details →Deseret First
West Valley Cit, UT🇺🇸
88,240 members
Credit Unions & BankingView details →Utah Power
Murray, UT🇺🇸
31,115 members
Credit Unions & BankingView details →American United
West Jordan, UT🇺🇸
20,915 members
Credit Unions & BankingView details →- America First — branches: 6924 S 2300 E Salt Lake City, UT 84121; 60 E South Temple Ste 185 Salt Lake City, UT 84111; 1799 S Pioneer Rd Salt Lake City, UT 84104; 3190 S Richmond St Salt Lake City, UT 84106; 1360 S Foothill Dr Salt Lake City, UT 84108; 350 W Hope Ave Salt Lake City, UT 84115; 455 E 500 S Salt Lake City, UT 84111
- Mountain America — branches: 1715 W 700 N Salt Lake City, UT 84116-1801; 735 S State St Salt Lake City, UT 84111-3821; 2070 E 2100 S Salt Lake City, UT 84109-1100; 1225 S Redwood Rd Salt Lake City, UT 84104-3708; 2174 E 3300 S Salt Lake City, UT 84109
- Delta Community — branch: 3920 W Terminal Dr SLC International Airport Salt Lake City, UT 84116
- Utah Community — branch: 39 W 2100 S Salt Lake City, UT 84115
- Chartway — branches: 2210 S State St Salt Lake City, UT 84115; 4090 S 4800 W Salt Lake City, UT 84120
- Goldenwest — branches: 769 E South Temple Salt Lake City, UT 84102-1221; 8th Ave and C St Salt Lake City, UT 84103
- Cyprus — branches: 5750 S Redwood Rd Salt Lake City, UT 84123-5356; 480 E 400 S Salt Lake City, UT 84111-3029; 4500 S 785 E Salt Lake City, UT 84107; 1375 S Foothill Dr Salt Lake City, UT 84108-2320
- Deseret First — branch: 50 E South Temple Ste 232 Salt Lake City, UT 84111-1010
- Utah Power — branch: 1407 W North Temple Ste 120C Salt Lake City, UT 84116
- American United — branches: 500 Foothill Dr Salt Lake City, UT 84148-0001; 208 E 800 S Salt Lake City, UT 84111
How to join a credit union in Utah
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Salt Lake City or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in Salt Lake City — common questions
How many credit unions are in Salt Lake City?
12 member-owned, NCUA-insured credit unions are headquartered in or near Salt Lake City, Utah, with a combined 225,270 members. The largest is Canyon View.
Are these the closest credit unions to me in Salt Lake City?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Salt Lake City, geocoded to the city. The second list adds 10 more credit unions headquartered elsewhere that NCUA shows with a branch in Salt Lake City, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Salt Lake City?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Utah accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Salt Lake City?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.