Credit Unions in Roanoke, VA
5 member-owned, NCUA-insured credit unions headquartered in or near Roanoke, serving a combined 93,711 members. The largest is Freedom First. Click any credit union for its full details.
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Sorted by membership size.
Freedom First
Roanoke, VA🇺🇸
63,954 members
Credit Unions & BankingView details →Blue Eagle
Roanoke, VA🇺🇸
19,049 members
Credit Unions & BankingView details →Roanoke Valley Community
ROANOKE, VA🇺🇸
9,232 members
Credit Unions & BankingView details →First Care
Roanoke, VA🇺🇸
1,198 members
Credit Unions & BankingView details →High Street Baptist Church
Roanoke, VA🇺🇸
278 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Roanoke: they are based in or near Roanoke. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Roanoke
6 more credit unions headquartered elsewhere have a branch in Roanoke, VA. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Virginia
Richmond, VA🇺🇸
480,100 members
Credit Unions & BankingView details →Penair
Pensacola, FL🇺🇸
140,350 members
Credit Unions & BankingView details →Valleystar
Martinsville, VA🇺🇸
34,919 members
Credit Unions & BankingView details →Beacon Credit Union, Incorporated
Lynchburg, VA🇺🇸
30,270 members
Credit Unions & BankingView details →Infirst
Alexandria, VA🇺🇸
14,860 members
Credit Unions & BankingView details →Salem Va Medical Center
Salem, VA🇺🇸
7,811 members
Credit Unions & BankingView details →- Virginia — branches: 16955 Forest Rd Ste A Roanoke, VA 24024; 1611 Hershberger Rd NW Roanoke, VA 24012-7208; 625 Williamson Rd. NE Roanoke, VA 24016; 1445 Mexico Way NE Roanoke, VA 24012; 2926 Franklin Rd SW Roanoke, VA 24014; 2310 Electric Rd Roanoke, VA 24018
- Penair — branch: 7635 Plantation Rd Roanoke, VA 24019
- Valleystar — branch: 3452 Buck Mountain Rd Roanoke, VA 24018
- Beacon Credit Union, Incorporated — branches: 3534 Electric Rd Unit 6 Roanoke, VA 24018; 1620 Hershberger Rd NW Roanoke, VA 24012-7209
- Infirst — branches: 5005 Melrose Ave NW Roanoke, VA 24017-2339; 210 Franklin Rd SW Ste 726 Roanoke, VA 24011-2208
- Salem Va Medical Center — branch: 2042 Electric Rd Roanoke, VA 24018
How to join a credit union in Virginia
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Roanoke or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in Roanoke — common questions
How many credit unions are in Roanoke?
5 member-owned, NCUA-insured credit unions are headquartered in or near Roanoke, Virginia, with a combined 93,711 members. The largest is Freedom First.
Are these the closest credit unions to me in Roanoke?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Roanoke, geocoded to the city. The second list adds 6 more credit unions headquartered elsewhere that NCUA shows with a branch in Roanoke, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Roanoke?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Virginia accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Roanoke?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.