Credit Unions in Jacksonville, FL
10 member-owned, NCUA-insured credit unions headquartered in or near Jacksonville, serving a combined 1,366,120 members. The largest is Vystar. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Vystar
Jacksonville, FL🇺🇸
1,024,058 members
Credit Unions & BankingView details →Community First Credit Union Of Flo
JACKSONVILLE, FL🇺🇸
194,282 members
Credit Unions & BankingView details →First Florida
Jacksonville, FL🇺🇸
63,075 members
Credit Unions & BankingView details →Radifi
Jacksonville, FL🇺🇸
41,786 members
Credit Unions & BankingView details →Alive
Jacksonville, FL🇺🇸
18,717 members
Credit Unions & BankingView details →Coastline
Jacksonville, FL🇺🇸
10,560 members
Credit Unions & BankingView details →Jm Associates
Jacksonville, FL🇺🇸
8,866 members
Credit Unions & BankingView details →Jax Fire
Jacksonville, FL🇺🇸
2,363 members
Credit Unions & BankingView details →Metro North
JACKSONVILLE, FL🇺🇸
1,263 members
Credit Unions & BankingView details →Farmers
JACKSONVILLE, FL🇺🇸
1,150 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Jacksonville: they are based in or near Jacksonville. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Jacksonville
7 more credit unions headquartered elsewhere have a branch in Jacksonville, FL. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Navy Federal Credit Union
VIENNA, VA🇺🇸
15,517,448 members
Credit Unions & BankingView details →Together
Saint Louis, MO🇺🇸
148,447 members
Credit Unions & BankingView details →Publix Employees
LAKELAND, FL🇺🇸
125,683 members
Credit Unions & BankingView details →Self-Help
DURHAM, NC🇺🇸
101,911 members
Credit Unions & BankingView details →Mayo Employees
ROCHESTER, MN🇺🇸
76,378 members
Credit Unions & BankingView details →Suma
Yonkers, NY🇺🇸
9,662 members
Credit Unions & BankingView details →Powernet
Tampa, FL🇺🇸
3,830 members
Credit Unions & BankingView details →- Navy Federal Credit Union — branches: 550 Airport Center Dr Jacksonville, FL 32218; 10480 Avenues Walk Blvd Jacksonville, FL 32258; 150 Riverside Ave Ste 101 Jacksonville, FL 32202; 8180 Merchants Gate Dr Unit T102 Jacksonville, FL 32222; 6100 Collins Rd Jacksonville, FL 32244; 7231 Golden Wings Rd Jacksonville, FL 32244; 9583 Regency Square Blvd Jacksonville, FL 32225-8166; 11270 Saint Johns Industrial Pkwy S Jacksonville, FL 32246; 460 Massey Ave Jacksonville, FL 32228-9998
- Together — branch: 155 Busch Dr Jacksonville, FL 32218-5546
- Publix Employees — branches: 9730 Hutchinson Park Dr Jacksonville, FL 32225; 11112 San Jose Blvd Ste 5 Jacksonville, FL 32223-7952
- Self-Help — branches: 9580 Hutchinson Park Dr Jacksonville, FL 32225-7201; 3033 Lenox Ave Jacksonville, FL 32254-4203; 13134 Wolf Bay Dr Jacksonville, FL 32218
- Mayo Employees — branch: 4500 San Pablo Rd S Jacksonville, FL 32224-1865
- Suma — branch: 11035 Philips Hwy Ste 6 Jacksonville, FL 32256-1596
- Powernet — branch: 966 N Liberty St Jacksonville, FL 32206
How to join a credit union in Florida
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Jacksonville or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in Jacksonville — common questions
How many credit unions are in Jacksonville?
10 member-owned, NCUA-insured credit unions are headquartered in or near Jacksonville, Florida, with a combined 1,366,120 members. The largest is Vystar.
Are these the closest credit unions to me in Jacksonville?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Jacksonville, geocoded to the city. The second list adds 7 more credit unions headquartered elsewhere that NCUA shows with a branch in Jacksonville, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Jacksonville?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Florida accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Jacksonville?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.