Credit Unions in Lafayette, LA
11 member-owned, NCUA-insured credit unions headquartered in or near Lafayette, serving a combined 55,449 members. The largest is Meritus. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Meritus
LAFAYETTE, LA🇺🇸
22,789 members
Credit Unions & BankingView details →Maple
Lafayette, LA🇺🇸
9,102 members
Credit Unions & BankingView details →First Pioneers
LAFAYETTE, LA🇺🇸
6,741 members
Credit Unions & BankingView details →University Of Louisiana
Lafayette, LA🇺🇸
6,437 members
Credit Unions & BankingView details →705
Lafayette, LA🇺🇸
3,748 members
Credit Unions & BankingView details →Acadian
Lafayette, LA🇺🇸
2,729 members
Credit Unions & BankingView details →Acadiana Medical
Lafayette, LA🇺🇸
1,428 members
Credit Unions & BankingView details →3rd District Highway
Lafayette, LA🇺🇸
1,124 members
Credit Unions & BankingView details →P.H.I.
Lafayette, LA🇺🇸
816 members
Credit Unions & BankingView details →Immaculate Heart Of Mary
Lafayette, LA🇺🇸
348 members
Credit Unions & BankingView details →Cogic
Lafayette, LA🇺🇸
187 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Lafayette: they are based in or near Lafayette. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Lafayette
5 more credit unions headquartered elsewhere have a branch in Lafayette, LA. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Advancial
Dallas, TX🇺🇸
142,749 members
Credit Unions & BankingView details →Pelican
Baton Rouge, LA🇺🇸
90,892 members
Credit Unions & BankingView details →Neighbors
BATON ROUGE, LA🇺🇸
81,187 members
Credit Unions & BankingView details →Bayou
BATON ROUGE, LA🇺🇸
7,569 members
Credit Unions & BankingView details →Cusa
Covington, LA🇺🇸
2,520 members
Credit Unions & BankingView details →- Advancial — branches: 306 E Kaliste Saloom Rd Lafayette, LA 70508; 6154 Johnston St Lafayette, LA 70503-5619
- Pelican — branch: 1600 N Bertrand Dr Lafayette, LA 70506-2130
- Neighbors — branch: 315 Rue du Belier Lafayette, LA 70506
- Bayou — branch: 505 Guilbeau Rd Lafayette, LA 70506
- Cusa — branch: 200 Beaullieu Dr Bldg 9A Lafayette, LA 70508
How to join a credit union in Louisiana
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Lafayette or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in Lafayette — common questions
How many credit unions are in Lafayette?
11 member-owned, NCUA-insured credit unions are headquartered in or near Lafayette, Louisiana, with a combined 55,449 members. The largest is Meritus.
Are these the closest credit unions to me in Lafayette?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Lafayette, geocoded to the city. The second list adds 5 more credit unions headquartered elsewhere that NCUA shows with a branch in Lafayette, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Lafayette?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Louisiana accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Lafayette?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.