Credit Unions in Elizabeth, NJ
5 member-owned, NCUA-insured credit unions headquartered in or near Elizabeth, serving a combined 9,433 members. The largest is Seaport. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Seaport
ELIZABETH, NJ🇺🇸
5,801 members
Credit Unions & BankingView details →Wakefern
Elizabeth, NJ🇺🇸
1,249 members
Credit Unions & BankingView details →Elizabeth (N.J.) Firemen'S
Elizabeth, NJ🇺🇸
1,122 members
Credit Unions & BankingView details →Union County Employees
Elizabeth, NJ🇺🇸
985 members
Credit Unions & BankingView details →Elizabeth Police Department E
ELIZABETH, NJ🇺🇸
276 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Elizabeth: they are based in or near Elizabeth. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Elizabeth
2 more credit unions headquartered elsewhere have a branch in Elizabeth, NJ. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Affinity
Basking Ridge, NJ🇺🇸
248,891 members
Credit Unions & BankingView details →Financial Resources
Branchburg, NJ🇺🇸
30,848 members
Credit Unions & BankingView details →- Affinity — branch: 16 W Grand St Elizabeth, NJ 07201-2312
- Financial Resources — branch: 10-12 S Broad St Elizabeth, NJ 07202-3401
How to join a credit union in New Jersey
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Elizabeth or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in nearby cities
Credit unions in Elizabeth — common questions
How many credit unions are in Elizabeth?
5 member-owned, NCUA-insured credit unions are headquartered in or near Elizabeth, New Jersey, with a combined 9,433 members. The largest is Seaport.
Are these the closest credit unions to me in Elizabeth?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Elizabeth, geocoded to the city. The second list adds 2 more credit unions headquartered elsewhere that NCUA shows with a branch in Elizabeth, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Elizabeth?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in New Jersey accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Elizabeth?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.