Credit Unions in Jersey City, NJ
6 member-owned, NCUA-insured credit unions headquartered in or near Jersey City, serving a combined 24,228 members. The largest is Liberty Savings. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Liberty Savings
Jersey City, NJ🇺🇸
17,736 members
Credit Unions & BankingView details →Ocnac #1
jersey city, NJ🇺🇸
2,170 members
Credit Unions & BankingView details →Path
Jersey City, NJ🇺🇸
1,431 members
Credit Unions & BankingView details →Jersey City Firemen
Jersey City, NJ🇺🇸
1,229 members
Credit Unions & BankingView details →Jersey City Police
JERSEY CITY, NJ🇺🇸
1,009 members
Credit Unions & BankingView details →Goya Foods Employees
Jersey City, NJ🇺🇸
653 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Jersey City: they are based in or near Jersey City. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Jersey City
5 more credit unions headquartered elsewhere have a branch in Jersey City, NJ. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Selfreliance
Chicago, IL🇺🇸
47,153 members
Credit Unions & BankingView details →Financial Resources
Branchburg, NJ🇺🇸
30,848 members
Credit Unions & BankingView details →Xcel
Bloomfield, NJ🇺🇸
12,063 members
Credit Unions & BankingView details →Seaport
ELIZABETH, NJ🇺🇸
5,801 members
Credit Unions & BankingView details →New Brunswick Postal
New Brunswick, NJ🇺🇸
3,068 members
Credit Unions & BankingView details →- Selfreliance — branch: 558 Summit Ave Jersey City, NJ 07306
- Financial Resources — branch: 525 Washington Blvd Suite I Jersey City, NJ 07310
- Xcel — branch: 30 Path Plz Journal Square Jersey City, NJ 07306
- Seaport — branch: 302 Port Jersey Blvd Jersey City, NJ 07305
- New Brunswick Postal — branch: 80 County Line Rd Jersey City, NJ 07097-0001
How to join a credit union in New Jersey
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Jersey City or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in nearby cities
Credit unions in Jersey City — common questions
How many credit unions are in Jersey City?
6 member-owned, NCUA-insured credit unions are headquartered in or near Jersey City, New Jersey, with a combined 24,228 members. The largest is Liberty Savings.
Are these the closest credit unions to me in Jersey City?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Jersey City, geocoded to the city. The second list adds 5 more credit unions headquartered elsewhere that NCUA shows with a branch in Jersey City, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Jersey City?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in New Jersey accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Jersey City?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.