Credit Unions in Newark, NJ
8 member-owned, NCUA-insured credit unions headquartered in or near Newark, serving a combined 10,932 members. The largest is New Community. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
New Community
Newark, NJ🇺🇸
3,509 members
Credit Unions & BankingView details →Federal Employees Newark
NEWARK, NJ🇺🇸
2,665 members
Credit Unions & BankingView details →Newark Police
NEWARK, NJ🇺🇸
1,164 members
Credit Unions & BankingView details →Public Service Plaza
Newark, NJ🇺🇸
955 members
Credit Unions & BankingView details →Newark Post Office Employees
NEWARK, NJ🇺🇸
947 members
Credit Unions & BankingView details →Local 1233
Newark, NJ🇺🇸
903 members
Credit Unions & BankingView details →I.L.A. Local 1235
Newark, NJ🇺🇸
604 members
Credit Unions & BankingView details →Israel Memorial A M E
Newark, NJ🇺🇸
185 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Newark: they are based in or near Newark. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Newark
5 more credit unions headquartered elsewhere have a branch in Newark, NJ. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
American Airlines
Fort Worth, TX🇺🇸
374,627 members
Credit Unions & BankingView details →Selfreliance
Chicago, IL🇺🇸
47,153 members
Credit Unions & BankingView details →Garden Savings
PARSIPPANY, NJ🇺🇸
30,058 members
Credit Unions & BankingView details →North Jersey
Totowa, NJ🇺🇸
27,290 members
Credit Unions & BankingView details →Liberty Savings
Jersey City, NJ🇺🇸
17,736 members
Credit Unions & BankingView details →- American Airlines — branch: 614 Frelinghuysen Ave Fl 1 Newark, NJ 07114
- Selfreliance — branch: 734 Sanford Ave Newark, NJ 07106
- Garden Savings — branch: 120 Ferry St Newark, NJ 07105
- North Jersey — branches: 186 W Market St Newark, NJ 07103; 195 Norman Rd Newark, NJ 07106-3309
- Liberty Savings — branch: 106 Fleming Ave Newark, NJ 07105
How to join a credit union in New Jersey
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Newark or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in nearby cities
Credit unions in Newark — common questions
How many credit unions are in Newark?
8 member-owned, NCUA-insured credit unions are headquartered in or near Newark, New Jersey, with a combined 10,932 members. The largest is New Community.
Are these the closest credit unions to me in Newark?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Newark, geocoded to the city. The second list adds 5 more credit unions headquartered elsewhere that NCUA shows with a branch in Newark, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Newark?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in New Jersey accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Newark?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.