Credit Unions in Cincinnati, OH
12 member-owned, NCUA-insured credit unions headquartered in or near Cincinnati, serving a combined 432,699 members. The largest is General Electric. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
General Electric
Cincinnati, OH🇺🇸
324,004 members
Credit Unions & BankingView details →Sharefax
CINCINNATI, OH🇺🇸
41,170 members
Credit Unions & BankingView details →Cinfed
Cincinnati, OH🇺🇸
38,852 members
Credit Unions & BankingView details →Cincinnati Ohio Police
CINCINNATI, OH🇺🇸
11,284 members
Credit Unions & BankingView details →Children'S Medical Center
Cincinnati, OH🇺🇸
5,902 members
Credit Unions & BankingView details →Cincinnati Healthcare Associates
Cincinnati, OH🇺🇸
3,166 members
Credit Unions & BankingView details →Local Union 392
Cincinnati, OH🇺🇸
2,819 members
Credit Unions & BankingView details →Cincinnati Interagency
Cincinnati, OH🇺🇸
1,991 members
Credit Unions & BankingView details →Deca
Cincinnati, OH🇺🇸
1,821 members
Credit Unions & BankingView details →St. James Parish
Cincinnati, OH🇺🇸
795 members
Credit Unions & BankingView details →W T Community
Cincinnati, OH🇺🇸
734 members
Credit Unions & BankingView details →Mt Zion Woodlawn
CINCINNATI, OH🇺🇸
161 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Cincinnati: they are based in or near Cincinnati. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Cincinnati
3 more credit unions headquartered elsewhere have a branch in Cincinnati, OH. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Wright-Patt Credit Union, Inc.
Beavercreek, OH🇺🇸
527,080 members
Credit Unions & BankingView details →Kemba
West Chester, OH🇺🇸
130,948 members
Credit Unions & BankingView details →Superior Credit Union, Inc
LIMA, OH🇺🇸
101,536 members
Credit Unions & BankingView details →- Wright-Patt Credit Union, Inc. — branch: 3 Enfield St Cincinnati, OH 45218-1402
- Kemba — branches: 211 Northland Blvd Cincinnati, OH 45246; 5844 Bridgetown Rd Cincinnati, OH 45248-3106; 6230 Hamilton Ave Cincinnati, OH 45224; 1119 W 8th St Cincinnati, OH 45203-1207; 629 Vine St Cincinnati, OH 45202
- Superior Credit Union, Inc — branches: 49 WILLIAM HOWARD TAFT RD CINCINNATI, OH 45219; 4088 Lee Ct CINCINNATI, OH 45248-2221; 411 Ludlow Ave Cincinnati, OH 45220
How to join a credit union in Ohio
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Cincinnati or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in Cincinnati — common questions
How many credit unions are in Cincinnati?
12 member-owned, NCUA-insured credit unions are headquartered in or near Cincinnati, Ohio, with a combined 432,699 members. The largest is General Electric.
Are these the closest credit unions to me in Cincinnati?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Cincinnati, geocoded to the city. The second list adds 3 more credit unions headquartered elsewhere that NCUA shows with a branch in Cincinnati, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Cincinnati?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Ohio accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Cincinnati?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.